Did you by any reason forget to pay your credit card bills on time? Or perhaps your mortgage payments? No one wants a bad credit score. No one wants to be denied credit or to be charged more when seeking credit because lending institutions regard you as a high-risk borrower. That is where Lexington Law Firm comes in
Lexington Law Firm is a team of adept, well-trained lawyers who are experts and well-versed in consumer protection law. The firm will help you fix your credit score efficiently. The highly trained and skilled team will help you clear all the negative data from your credit report. Such data that needs to be cleared from your report and will for sure be cleared by the team at Lexington Law Firm includes late payments, liens, charge-offs, bankruptcies, foreclosures, settlements and even wage garnishments.
This firm will not allow any creditors or credit bureaus to misrepresent any information placed on your credit report. Such information will be removed from your credit score and Lexington Law Firm will ensure that creditors and any other financial institutions comply with the law meant to protect you as the consumer by placing information that is accurate and verifiable. Any information that is erroneous for whatever reason will be struck out from your credit report. Creditors will also be required to clear any such data from their databases and any other information that cannot be verified or proved by them.
The team at Lexington Law Firm is well-informed about consumer rights, especially when it comes to matters involving credit. The team will use statutes enacted to protect the consumer, such as the Truth in Lending Act, the Fair Debt Collection Practices Act and the Fair Credit Billing Act. The attorneys will use these statutes to ensure that creditors act according to what the law protecting the consumer stipulates. This includes ensuring creditors show you, the consumer, proof regarding any negative information placed on your credit report.
Consultation is free at the firm and anyone who needs to know more about their rights regarding credit may call and be advised accordingly. In case you want to have your credit score fixed, you will then be required to deposit some amount of money for the firm to obtain your credit reports. The well-trained team will then have a review of your credit report and come up with a plan to fix it quickly.
The need of good credit score starts with the need of credit and while you are struggling to make all ends meet, Blue sky credit repair is certainly the right option to choose for slow and sustainable growth. However when it comes to making a decision about credit repair, it certainly can give you few restless nights with so many credit repair companies and various offers, remember it’s not them who need it’s you who is in need as based on a recent study by FTC it’s found that one in five credit reports have an error and you may also have been a victim of such an error which you might not even know. Whether you trying to achieve a good score for your new house or a car, It’s not only about what you do now to repair your credit but majorly what karma you passed to get your scores down.
Repairing a credit score is quite a bit of analytical job which takes a credit industry professional to review your current standings with all the reporting agencies and the reasons for the same. Solving those disputes with the creditors also takes a lot of effort to satisfy the creditor with a mutual understanding and good knowledge about your repayment ability and comfort to place your case with facts and figures to help you achieve your desired score. It’s not only the steps you take now to fix your credit but also what you do to resolve the unresolved financial obligations.
To summarize having a good credit score is just like having good karma because life is never predictable and can get you to a situation which is difficult with your funds or the way you manage your funds and get irregular with your payments. But what it takes for good credit karma is the intent of repayment every time you miss, default or forget about making a payment. What it takes is to communicate and work out a deal as per your current financial situation.
Also, remember you are not the only one going through this as most us are not from finance background to understand this subject. Many times it just a disagreement of a service level or quality of service from your ISP for which you choose not to pay but suffer from later effects on credit reports. I know it might sound rocket science but if it really does to you then just rely on a credit repair and consult Blue sky credit repair with the below mentioned Do’s always in your mind.
1) Go for a deal that’s not lucrative but a value based proposal
2) Think of your credit company as your family health doctor, don’t hide and say the truth.3) Work on fixed timelines to pay off.
3) Don’t work with multiple consultants or credit repairing
4) Work on fixed timelines to pay off.
5) Always intend to pay even if you can pay $10.00